Kaizen Hive implements its payment gateway services for sub-billers in the following two manners:
            
            
                SCOPE-1
            
            
                Assumption: “Sub-Billers” have an automated system which can be tailored to connect with Kaizen Hive’s CLINK Payment Gateway. It is further assumed that “sub-billers” already have necessary technical expertise or IT assistance to tailer the system as per the requirements of Kaizen Hive’s Payment Gateway. 
            
            
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                    Generation of Unique CLINK IDs: “sub-billers” shall allow consumers to prepare an online Challan on their website that will be integrated with Kaizen Hive’s CLINK Payment Gateway through APIs for CLINK_ID generation and processing. 
                
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                    eChallan Communication to Commercial Banks via Kaizen Hive’s Payment Gateway
                
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                    Payment Confirmation Intimation to “sub-billers” IT System in real time through APIs.
                
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                    Verification of generated eChallans: The gateway will provide the facility for verification of the paid eChallans. An API shall be exposed to “sub-billers” for integrating with their portal from where they can check the status of selected CLINK ID.
                
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                    Daily Settlement Report for Payments settled in “sub-billers” settlement account on “sub-billers” official’s email address
                
                 
            
            
                SCOPE – 2
            
            
                Assumption: “sub-billers” does not have technical expertise or IT assistance to develop e-challan on “sub-billers” official website and then to connect with Kaizen Hive’s CLINK payment gateway through APIs. It is further assumed that “sub-billers” need Kaizen Hive’s technical assistance or IT expertise to build desired functionality.
            
            
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                    Development & configuration of Online Portal and Mobile Application for consumers.
                    
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                            Dashboard for Daily / Monthly / Yearly Payments Details
                        
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                            Change Password / Modify Profile options
                        
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                            Preparation & Generation of e-Challans and corresponding CLINK_IDs via:
                            
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                                    CLINK Mobile App (Andriod & IOS)
                                
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                                    Web Portal
                                
 
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                            Verification of generated eChallans via CLINK Mobile App and online portal
                        
 
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                    Development & Configuration of Online Portal & Mobile Application for “sub-billers” Management.
                    
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                            Dashboard for Daily / Monthly / Yearly Payments Details
                        
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                            Details of Transaction / Search Transaction
                        
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                            Change Password / Modify Profile options
                        
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                            Verification of generated eChallans via CLINK Mobile App / Portal